Creating A Personal Finance Spreadsheet

One of the biggest challenges we face as adults is balancing a budget. Creating a personal finance spreadsheet can be one of

the most valuable steps you can take to tackling this challenge head on. Even if you start with a simple format and a few details you can be well on your way to financial organization which can lead to financial security in the long run.

There are different methods for creating a personal finance spreadsheet and the decision on which to choose depends greatly

on your personality in general. Many people like to keep record in a computer program like Excel. This is a wonderful way to

stay organized while making a sound personal financial spreadsheet that is professional grade quality.

The Excel program is great because it allows you to work from a clean template. You have control of the input and you can

cater your personal financial spreadsheet to your needs. Many of us have no idea how to use this program but it really takes

just a few minutes to master and the results are great.

You can also use a program like Quicken to create a personal finance spreadsheet. This kind of program comes highly

recommended for any individual who is serious about keeping track of all of his incoming and outgoing funds. The personal

finance spreadsheet that you can produce from a program like Quicken will put your accountant to shame.

Many of us love the idea of keeping strict records of our spending habits and we really like the idea of a sound budget.

However, we don’t like to work on the computer any more than we have to. If you spend all day at work at the monitor the last

thing you want to do is go home and work on a personal finance spreadsheet on your personal computer.

There are those of us who are just not likely to keep things up to date when using this kind of personal finance spreadsheet. These individuals may embrace more traditional, hands on approach to keeping a budget record up to date. There are many items available at office supply stores to meet the traditional needs as well.

One thing to remember when it comes to your personal finance spreadsheet; if you are in a partnership or a marriage it is

crucial to keep the lines of communication open. No personal finance spreadsheet will help you become clairvoyant. Good

Diagnosing Mental Health

Commonly referred to as an individual’s emotional or psychological well-being, mental health is a term that has no one official definition according to the World Health Organization. Most experts believe that mental health is measured by an individual’s ability to remain capable and competent, handling normal levels of stress, maintaining happy and healthy relationships and his/her ability to lead an independent life. Another sign of mental health is being able to quickly recover from difficult situations, which may include both physical and emotional.

While individuals who have been diagnosed with a mental illness often require a greater need for mental health promotion, even those who have not been diagnosed still need a certain amount of the same. The truth is that everyone has mental health needs, including those who have no illness. Mental health promotion may be given in the way of encouragement, love, support, understanding, etc.

If an individual believes that he/she is suffering from a mental health illness, a psychiatrist should be consulted for a professional evaluation. In some cases, a regular discussion with a professional may be enough for individuals to overcome their issues and return to a positive mental health status. For others, medication may be required or even hospitalization in extreme cases. With the proper treatment, many individuals who suffer from some type of mental health illness can often live a happy and healthy lifestyle. The first part of overcoming any type of illness is to recognize the problem early, whether that recognition comes directly from the sufferer or from those closest to him/her.

It is important to realize the difference between a positive mental health status and one that may be indicative of an illness. Every life has stressful situations, tears that must be shed and boundaries that must be overcome. However, the best way to measure mental health is by assessing an individual’s ability to handle these situations appropriately. There is no one universal symptom or sign of a mental health illness, but is best described as an individual’s inability to operate or deal with everyday situations in a healthy and productive manner.

The information in this article is to be used for informational purposes only. It should not be used in place of, or in conjunction with, professional medical advice. Anyone with questions regarding mental health must consult their physician for further information, a diagnosis and/or treatment regimen if one is deemed necessary.